Important Legal Disclaimer

Important Notice

Past performance does not guarantee future results.

Financial planning involves consideration of various factors and market conditions that may impact outcomes. All financial decisions carry inherent risks.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

This disclaimer applies to all content, services, and materials available through mirqalivenoro.com, including but not limited to text, graphics, images, and downloadable resources.

Information Accuracy and Currency

While we endeavour to keep information current and accurate, financial markets and regulations change frequently. Information on this site may become outdated without notice. We recommend verifying all information independently before making any financial decisions.

We provide no guarantees regarding the accuracy, timeliness, or completeness of any information presented. Users acknowledge that reliance on such information is at their own risk.

Limitation of Liability

To the maximum extent permitted by Australian law, Mirqalivenoro and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages including but not limited to:

  • • Financial losses resulting from decisions based on information provided
  • • Loss of profits, revenue, or business opportunities
  • • Interruption of business operations or data loss
  • • Personal injury or property damage arising from service use
  • • Third-party claims or actions related to our services

Professional Advice Recommendation

The information and analysis provided through our subscription service are intended to support your financial planning process but do not constitute professional financial advice tailored to your specific circumstances.

We strongly recommend consulting with qualified financial advisers, accountants, or other professionals before making significant financial decisions.

External Links and Third-Party Content

Our website may contain links to external websites or reference third-party services for informational purposes. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.

Your use of external links is at your own risk and subject to the terms and conditions of those respective sites.

Financial Services Disclaimer

Mirqalivenoro provides financial planning consultations and analysis services. We do not provide investment advice, manage portfolios, or sell financial products. Our role is limited to educational planning discussions and analytical reviews.

All financial planning decisions involve risk, including the potential loss of principal. Market conditions, economic factors, and personal circumstances can significantly impact financial outcomes.

Individual results may vary based on personal circumstances, market conditions, and implementation of planning strategies.

No Warranties

We provide our services and information "as is" without warranties of any kind, either express or implied, including but not limited to:

  • • Warranties of merchantability or fitness for a particular purpose
  • • Warranties that services will be uninterrupted or error-free
  • • Warranties regarding the accuracy of analytical projections
  • • Warranties that our services will meet your specific requirements

User Indemnification

Users agree to indemnify and hold harmless Mirqalivenoro, its officers, employees, and agents from any claims, losses, or damages arising from their use of our services or violation of these terms.

Governing Law and Jurisdiction

This disclaimer and your use of our services are governed by the laws of Australia and the following jurisdictional provisions:

Governing Law: Australian Consumer Law and applicable state legislation

Jurisdiction: Australian courts have exclusive jurisdiction over disputes arising from these terms

Where local consumer protection laws provide greater protections, those laws shall prevail to the extent required.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modifications.

Last Updated: August 19, 2025

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions.

Contact Information

If you have questions about this disclaimer or our services, please contact us

Mirqalivenoro

Level 15, 100 Collins Street, Melbourne VIC 3000

Email: contact@mirqalivenoro.com

Phone: +61-2-8355-2471